Membership Terms & Club Rules

First Good Deed Ltd (Company File No. C223173, registered office Chancery House, 507 Lislet Geoffroy Street, Port Louis, Mauritius), trading as The Good Deeds Company ("GDC", "the Club", "we"), operates a private members' community and members' portal.

These Membership Terms form a binding agreement between GDC and each member. By requesting membership, accepting an invitation, signing in to the portal, reading member content or posting to the members' board, you accept these terms in full. If you do not accept them, you must not use the portal.

GDC is an information, education and discussion community for private investors. Nothing more.

GDC is not authorised or regulated by the Financial Conduct Authority or by any other financial services regulator, and it does not need to be, because it does not carry on regulated activity. Specifically, GDC does not and will not:

All content on the portal, in member posts, in strategy pages, in performance tables, in events material and in any club communication is provided for information, education and discussion only. It is not investment advice, tax advice, legal advice or a personal recommendation, and it takes no account of any member's objectives, knowledge, financial situation, tax position or risk tolerance.

No adviser-client relationship, fiduciary relationship or duty of care in respect of investment decisions arises between GDC and any member, or between one member and another.

Members must form their own view and are strongly encouraged to take independent advice from an appropriately authorised professional in their own jurisdiction before committing capital.

The members' board exists so members can describe what they are doing themselves. It is not a tip service. Members agree to the following rules, and GDC may remove content or membership for breach:

Membership is private, personal, non-transferable and by introduction only. GDC may refuse, suspend or terminate membership at its absolute discretion and without giving reasons.

The portal and its content are directed only at persons admitted to the Club. Members confirm they are of legal age, are investing for their own account, are experienced enough to evaluate the information they receive, and are not accessing the portal from a jurisdiction where doing so would be unlawful.

Members must keep their credentials confidential and are responsible for all activity under their sign-in.

Strategy information shown in the portal may relate to programmes operated by independent third-party managers, including Pioneer Asset Management AG. Those managers are separate from GDC and are responsible for their own regulatory status, documentation, terms and conduct.

GDC does not select, endorse, vet, monitor or accept responsibility for any third-party manager, provider, platform or broker. Any relationship a member enters into with such a party is a direct relationship between the member and that party, on that party's own terms, and GDC is not a party to it.

Where past performance, returns, drawdown or monthly tables are shown, they are historical, may be unaudited, are taken from the relevant manager, platform or member report as at the date stated, and may be presented gross of some or all fees, costs and taxes.

Past performance is not a reliable indicator of future results. Investments can fall as well as rise, returns are not guaranteed, currency movements may increase losses, leveraged and derivative strategies can lose more than the amount invested, and members may get back less than they put in — including nothing at all.

Illustrative figures, demonstration balances and sample portfolios shown in the portal are examples only and do not represent any actual member account unless expressly stated.

Any member referral or 'Refer & Earn' feature relates solely to introducing suitable individuals to the Club as a members' community. It is not a payment for the sale, promotion or arranging of any investment, no reward is calculated by reference to any sum invested by the person introduced, and no member may present a referral link as an investment offer or as advice.

GDC may vary, suspend or withdraw any referral recognition at any time.

Club events are social and educational gatherings for members and their invited guests. Places are limited, may be cancelled or rescheduled, and attendance is at the member's own risk and expense unless stated otherwise. Any views expressed by speakers are their own and are not advice from GDC.

Where a membership subscription applies, it is a fee for access to the Club, its portal and its events. It is not a fee for advice, for management of assets, or for any investment service, and it is not contingent on any investment being made or on any return achieved.

Members are solely responsible for their own investment decisions and their consequences. To the fullest extent permitted by law, GDC, its directors, officers and agents accept no liability for any loss of capital, loss of profit, loss of opportunity, tax liability or consequential loss arising from reliance on portal content, member posts, third-party material, or any dealing with a third-party manager or provider.

Nothing in these terms excludes or limits liability for fraud, fraudulent misrepresentation, death or personal injury caused by negligence, or any liability that cannot lawfully be excluded.

Content is provided on an 'as is' basis. GDC does not warrant that portal content, data or performance figures are complete, current or free from error, and does not undertake to update them.

GDC processes member data to administer membership, operate the portal, run events and send club communications. Member data is not sold. Members consent to receiving service and club communications by email while their membership is active.

All member content, membership lists and club material are confidential and must not be disclosed outside the Club.

Complaints should be sent in writing to hello@gooddeedcompany.co.uk and will be acknowledged within five business days. Because GDC does not carry on regulated activity, members are not entitled to bring a complaint about GDC to the Financial Ombudsman Service, and membership is not covered by the Financial Services Compensation Scheme or any equivalent investor compensation scheme.

GDC may amend these terms at any time by publishing an updated version in the portal; continued use of the portal after publication constitutes acceptance. Either party may end membership at any time by written notice. On termination, portal access ceases and the confidentiality, liability and no-advice provisions survive.

These terms, and any dispute arising out of them, are governed by the laws of the Republic of Mauritius, and the parties submit to the exclusive jurisdiction of its courts. Nothing in these terms is intended to bring GDC within the regulatory perimeter of any jurisdiction, and no provision of these terms should be read as an offer or invitation to invest in any jurisdiction where that would be unlawful.